PayPal's preferred way of moving money around is to move it from or to someone's bank account. This is the way we operate and we have had no problems. We have heard of complaints from other sellers but do not know the details. PayPal also allows a buyer to use a credit card to pay for a purchase.
Some people do not like sharing personal credit or checking information on the Internet. Here are a couple of suggestions for eBay buyers in this category:
- A buyer might use a prepaid credit card. Such a card limits the buyer's exposure to the amount prepaid and does not affect the buyer's credit score.
- A buyer might insist on paying the old fashioned way by check or money order. We can't speak for eBay but we understand that if a buyer insists on paying by check or money order, the seller is allowed by eBay to accept it. A buyer should check with the seller about this before buying.
PayPal does have added benefits in that it offers some degree of protection for the buyer and seller. Sellers pay a fee to PayPal of roughly 3% of a transaction's total amount.
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